The 0 Balance Account!!

 I just saw an ad for a 0 balance account and realized how it is not a good thing.

For people like me who end up with no money in the bank by the end of the month, it is a curse. Irrespective of the salary I get, I have never managed to have a decent bank balance. At times feels like I try to spend to ensure the account is empty....huh.

Imagine if we had to maintain a minimum balance for the account to be active, I would have been forced to maintain some money in the account. I blame it all on the banks 😁

Edit: that said, I badly need to get better at finance planning 😅